Credit Corporate Underwriting Specialist - BPR Kredit Mandiri Indonesia

Join BPR Kredit Mandiri Indonesia as a Credit Corporate Underwriting Specialist in Samarinda, Kalimantan Timur and play a pivotal role in driving financial growth through expert credit analysis. This contract position offers a unique opportunity to leverage your expertise in evaluating corporate credit applications, ensuring the financial health and stability of our clients. You'll work closely with our team of professionals, utilizing tools like Credit Risk Management System (CRMS) and financial modeling software to assess and approve credit applications.

At BPR Kredit Mandiri Indonesia, we are committed to providing exceptional financial services to our clients. Our mission is to empower businesses and individuals to achieve their financial goals through innovative and reliable solutions. As a Credit Corporate Underwriting Specialist, you will be part of a dynamic team that values integrity, excellence, and continuous learning. We offer a competitive salary, a supportive work environment, and the chance to grow professionally in a rapidly evolving financial landscape.

📋 Tanggung Jawab Pekerjaan

• Conduct thorough credit analyses on corporate clients, evaluating financial statements, credit history, and market conditions.
• Utilize CRMS and financial modeling software to assess creditworthiness and risk factors.
• Prepare and present detailed credit reports and recommendations to the credit committee.
• Collaborate with internal teams and external stakeholders to ensure smooth credit approval processes.
• Monitor credit portfolios and implement risk mitigation strategies as needed.
• Stay updated with industry trends and regulatory changes to maintain compliance and enhance credit decision-making.
• Provide training and support to junior team members on credit analysis techniques.
• Contribute to the development of credit policies and procedures to align with the bank's strategic goals.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or related field.
• Minimum of 3 years of experience in corporate credit underwriting or a similar role.
• Strong knowledge of credit analysis techniques and risk assessment methodologies.
• Proficiency in using CRMS and financial modeling software such as Excel, Bloomberg, or similar tools.
• Excellent analytical, problem-solving, and communication skills.
• Ability to work under pressure and meet tight deadlines.
• Strong understanding of Indonesian banking regulations and industry practices.
• Fluency in both written and spoken English is a plus.

🛠️ Keahlian

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